Student Services
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Federal Direct Loan Programs

Federal Direct Loan Programs are granted directly by the government that lends you the entire sum. FDLP differ from Federal Family Education Loan Programs in a sense that FFELP are not directly provided by the government but by non-profit agencies which are assured by the government. You or your parents must repay the entire loan plus interest to the federal government through the Department of Education.

Regarding the interest rates for Federal Direct Loan, it is adjusted every 1st of July each year and will be evaluated according to federal formula; hence, it is in no account to go beyond 8.25%. Debtors will be informed if there are any amendments implying the interest rate.

We strongly advise you to consult your financial aid office at your high school or University to give you all the necessary information you need on choosing the right program that suits your financial needs. When you have already done this you can go to Free application for federal student aid (FAFSA) and apply online for governmental financial aid.

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